Terms and Conditions
Purchase of the Future Planning Guide
Effective Date: June 9, 2026
Please read these Terms and Conditions (“Terms”) carefully before purchasing or accessing the Future Planning Guide (“the Guide”). By completing your purchase, you agree to be bound by these Terms in full.
1. Acceptance of Terms
By purchasing the Future Planning Guide, you (“the Purchaser” or “you”) confirm that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, you should not proceed with the purchase.
2. License for Personal Use Only
2.1 Your purchase of the Future Planning Guide grants you a limited, non-exclusive, non-transferable license for personal use only.
2.2 “Personal use” means the Guide is intended solely for your own private, non-commercial planning and reference purposes. We expect your personal copy may be shared with family and other individuals helping to develop or implement the future plan.
2.3 You may not use the Guide, in whole or in part, for any commercial purpose, including but not limited to:
- Reselling, redistributing, or sublicensing the Guide to any third party
- Using the Guide as part of a paid service, coaching program, workshop, or consultation
- Incorporating the Guide’s content into other products or materials for sale
2.4 The purchase of a single copy does not grant rights to share, duplicate, or distribute the Guide to any other individual, organization, or entity.
3. Intellectual Property
3.1 The Future Planning Guide is the exclusive intellectual property of the publisher.
3.2 Unauthorized reproduction, distribution, or modification of the Guide, in whole or in part, is strictly prohibited.
4. Prohibited Uses
In addition to Section 2, you agree not to:
- Share your login credentials, download links, or access details with any third party
- Upload, post, or publicly display the Guide or any portion thereof online
- Create derivative works based on the Guide’s content without written authorization
- Use the Guide in any manner that violates applicable local, national, or international laws
5. Payment and Access
5.1 Full payment is required before access to the Guide is granted.
5.2 Prices are listed at the time of purchase and are subject to change without notice. The price confirmed at checkout is the final price for that transaction.
5.3 Access to the Guide is provided upon successful payment confirmation.
6. Refund Policy
6.1 Due to the digital nature of the Future Planning Guide, all sales are final once the Guide has been accessed or downloaded.
6.2 If you experience a technical issue that prevents you from accessing the Guide, please contact us within 7 days of purchase for assistance.
7. Disclaimer of Warranties
7.1 The Future Planning Guide is provided for informational and personal planning purposes only. It does not constitute professional financial, legal, medical, or psychological advice.
7.2 We make no warranties, express or implied, regarding the accuracy, completeness, or fitness of the Guide’s content for any particular purpose.
7.3 Results from using the Guide will vary between individuals, and we do not guarantee any specific outcomes.
8. Limitation of Liability
This guide requires customization by the purchaser. Its application and use is determined by you. Consequently, we shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Future Planning Guide.
9. Modifications to Terms
- We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting. Your continued use of the Guide following any changes constitutes your acceptance of the revised Terms. We reserve the right to edit the guide and make new versions at any time and that the buyer is only purchasing the version that is available on the date and time of their payment. The date of this version is June 9, 2026.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts in which our organization operates. Any disputes shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.
11. Contact Information
If you have questions regarding these Terms and Conditions, please contact us at:
The Arc of Massachusetts
Email: arcmass@arcmass.org
Website: www.thearcofmass.org


