We know that many are concerned about major changes coming to health insurance in 2026. We acknowledge how confusing and alarming this situation is. As Enhanced Premium Tax Credits (ePTCs) are set to expire at the end of the year, hundreds of thousands of people may see their monthly premiums rise, in some cases dramatically. For some, costs may more than double, depending on age, income, and location.
In Massachusetts, beginning January 1, 2026, households earning above 400% of the federal poverty line (roughly $62,000 for a single person or $128,400 for a family of four) will no longer qualify for heavily subsidized coverage through the ConnectorCare. Those with incomes below 400% of the federal poverty line will still be eligible; however, the amount of the subsidy may be smaller. Estimates suggest that more than 300,000 Massachusetts residents will pay higher monthly premiums if these subsidies expire. We will continue to monitor these developments and work with our Congressional delegation, as Congress considers whether to extend or replace the expiring credits before the end of the year. For more information about the changes to healthcare in 2026 and key impacts in Massachusetts, visit Massachusetts Health Connector.
While the situation continues to evolve, we want to hear from you. What are your concerns? Do you anticipate your premiums rising? Share your story here.
